Our clients are predominantly from rural and semi urban areas who are non-mapped to formal financial sources to build their dream home. We offer affordable housing solutions to them after a detailed background review.
The affordable housing clientele often lack the right documentation with accurate information to avail a quick housing loan. We solve that problem with doorstep documentation and support work, guiding them to the right agencies to correct their documents and ensure a fool proof application
We assess this based on cashflows after income review and keep the repayment schedule flexible promoting good repayment culture
We focus on women who are a part of self-help groups with a good credit history and an entrepreneurship mindset who aspire to build a home or expand their business through construction of a small storefront or storeroom. Our Women First approach ensures a safe and secure home for the entire family to not only prosper but thrive
TECH ENABLED OPERATIONS
Aimed at a presence-less, paperless and cashless service delivery, VHF has specific features that enable users access to loan services with the click of a button. We have digitized document processing right from inception ensuring transparency, high portfolio quality, quick disbursement, and in turn happy customers.
CLIMATE RESILIENT PRODUCTS
Our focus remains to develop a host of products that enable rural communities to cope with vagaries of climate change, for example funding solar panels to power households and make them energy efficient, encourage usage of ecofriendly building material, water efficient construction and more.