Home Loan

Your Dream is Our Dream

Owning your Dream Home is now easy with tailor-made home loan facilities from Varashakti Housing Finance to suit your needs. Customers can avail this loan for

  • Self Construction
  • Refinance facility
  • Extension/repair/renovation/improvement of residential properties
  • Balance transfer home loans with top-up facility
  • Purchase of ready built house/flat
  • Composite loan – plot purchase cum construction
  • Top-up loans for existing customers
  • View More

Product Features

Loans starting from 1 lakh

Loan upto 70% of property value  

Tenure upto 20 Years

Wonder what the loan amount and interest rates are?

The loan amount starts at INR 1 lakh and peaks at INR 30 lakhs. An Interest rate between 19% to 22% is offered to the customers.

Customers can maximize the tenure up to 240 months (20 years). Loan facility is up to 70% of the property value.

Who is Eligible?

  • Minimum Age – 21 Years
  • Maximum Age – 65 Years at the time of loan maturity
  • Applicant must be self-employed/salaried Indian citizen.
  • All property owners and income earning individuals must join the loan structure as co-applicants.

EMI Calculator



Monthly Payment

Principal & Interest 1421

These calculators are provided only as general self-help Planning Tools. Results depend on many factors. We do not guarantee their accuracy, or applicability to your circumstances.

Required Documents

Applicants must submit documents on proof of Identity, Residence & Age. We accept any one of the documents listed below.

Identity proofAddress ProofAge Proof
Voter ID PassportSchool Leaving Certificate
PassportRation cardPassport
Driving LicenseVoter IDDriving License
PAN CardEmployer IDVoter ID
Employee ID
(Only for PSU / Govt. employees)
Driving LicenseBirth Certificate
Telephone BillLIC Policy
Gas Bill PAN Card
Aadhaar Card Aadhaar Card

For income related documents, we accept

Salaried IndividualSelf-employed Individual
Salary slip/certificate Purchase/sales bills of last 3 months
ITR (if available)Latest 12-month bank statement
Latest 6-month bank statement ITR & GST (if available)

Property related documents listed below are accepted.

  • Registered Deeds
  • Patta
  • EC
  • Plan Approval (in the cases of construction)
  • Property Tax
  • EB Receipts

Apply for a Loan