Leadership Team

Our leadership team is all about inspiring people to reach their goals and then set higher ones.

Mr. Kalyanaraman A

Chief Executive Officer

Mr. Kalyanaraman has more than three decades of well-honed expertise in the areas of finance, credit proposals for corporate and non-corporate entities, risk management, and team leadership to name a few. His experience is spread across an entire spectrum of financial functions including SME, corporate finance, and microfinance for a diverse range of bank products. He is also adept at managing microfinance for the development of infrastructure and business in rural areas. He has a B.Sc (Agri) degree from Annamalai University, TamilNadu, a PG Diploma in Personnel Management and Industrial Relations from Annamalai University, TamilNadu, and a CAIIB from Indian Institute of Bankers, Mumbai.

Mr. Anantharaman B

Chief Financial Officer

Mr. Anantharaman is a Qualified Chartered Accountant with an overall experience of 20 years.

He has worked with organizations such as Indus Towers, Shell, and Fipola. He has wide expertise in auditing, banking, costing, budgeting, fundraising, cost control, reporting and analysis, and statutory Compliance to name a few.


Ms. Poonkuzhali K

Chief Technology Officer

Ms. Poonkuzhali is a dynamic individual qualified in Electronics & Communication and software systems, with 20 years of experience in Information and Communications Technology.

She also holds expertise in network management including web management solutions for a networking domain, DevOps management, cloud migration, and mobile app development.

Mr. Balaji S

Company Secretary & Compliance Officer

Mr.Balaji is a qualified Company Secretary and has about 17 year’s experience in heading Secretarial, Compliance & Legal functions of leading companies.

He has handled diverse boards, stakeholders, fund raising, corporate governance initiatives, SEBI, RBI & other regulatory compliances in large listed/unlisted companies.


Mr. Nanda Kumar

General Manager – Operations

Mr. Nanda Kumar is a seasoned banker with 22 years of experience in Retail Banking. He has served in companies like SBI Home Finance, Axis Bank Ltd, L&T Housing Finance & Repco Home Finance Ltd handling various retail asset products like Home Loans, Loan Against Property, Personal Loans, Auto Loans, Gold Loans, Loan against Shares & Securities and Loans for LCV’s & LMV’s from time to time.

He has attained MA (Economics) from Annamalai University, MBA from Symbiosis Institute of Management (SIMS), Pune & CAIIB from the Indian Institute of Banking & Finance.

Ms. Santhy T

General Manager – Credit

Ms. Santhy is a qualified Chartered Accountant with 17 years of experience.

She has worked as a banking professional with ICICI Bank Ltd. for about 9 years. Her core areas of expertise are business development, credit underwriting, and portfolio management. She is accomplished in leading, collaborating, managing change, and motivating team members to provide a high level of customer service and business performance.

Mr. Ramaswamy N

Head HR

Mr. N. Ramaswamy is an engineer by education and an HR practitioner by profession.

He brings 26 years of experience across industries like Telecom, Electronics and Banking. He also has a professional interest in psychometric assessment, talent acquisition and professional networking.

Mr. Srinivas Krishnaswamy

Lead Social Performance Management

Mr. Srinivas Krishnaswamy comes with vast experience in investment banking, having had stints in banks and consulting firms. He is an expert in the area of monitoring and evaluation, enterprise and job creation.

He has a keen interest and eye for social impact assessment studies.


Mr. Krishna Janakiraman

Assistant General Manager – HR

Mr. Krishna has more than 18 years of experience in the industries of logistics, port, IT, and manufacturing.

He has been instrumental in the framing and implementation of various HR policies, software systems, and also the Trade Union. He completed his graduation in Economics from D G Vaishnav College and Post-Graduation in HR from Madras School of Social Work.

Mr. VinodKumar L

Chief General Manager – Sales

Mr. Vinodkumar is Management graduate and having 22 years of Banking experience with special focus on   Agri   and   Rural banking.

He has been Expertise in setting up of new business model, Handling large sales force, BCs, rural channel partners and   collection management. Passionate to work in rural India.


Mr. Karthisen Narendran

General Manager – IT

Karthisen Narendran is an PMP certified IT professional with over 16 years of industry experience.He holds a Master’s degree in Computer Application from University of Madras and PGDBM (Marketing Management) from LIBA.

His area of expertise is Eliciting requirements, Requirements management and Stake holder Management with multi-vendor coordination across geographies.Over his professional journey he has been associate with prominent organization like Virtusa, Lockheed Martin (USA), Indium Software and National Trust Housing Finance.He has worked in various domains like Banking, NBFC, Insurance, Intellectual Property and E-Commerce.