Varashakti is committed to provide access to formal credit to the underserved segment by funding houses and in turn improving their livelihood. The company targets low income group borrowers in rural / semi urban geography and loans are given only if women are either primary borrower or co-applicant. Affordable home loans not only result in asset creation, but also provide an opportunity for women to pursue their career, provides access to clean water and sanitation, improves families’ health, creates a safe space for children to study and live. The social capital of the family is enhanced by these climate resilient houses.